Product Origination

Grandpa Smith, founder of website5.com, compiled this book after hearing lots of “older folks” say, “It would be nice to be young again ... if I could know then what I know now!”

Grandpa's philosophy: Don't make the same mistake twice and let Grandpa and his friends make it the first time for you! Ol' Grandpa hopes that his advice will make the “rocky roads” of life a little smoother for some young folks to travel on!

Product Information

Dr. Smith is the perfect person to guide you through the "rocky roads" of life because he saw life through so many different perspectives. For example, he graduated from high school in the lower-half of his class and he became an X-Ray technician and later a Nuclear Medicine technician and eventually he received a 4.0 GPA at Indiana University and became a Doctor!

During his lifetime, he saw life through various perspectives, such as:

1. A youth growing up in small Midwest cities and an adult living in large cities like West Palm Beach, FL and New Orleans, LA
2. An unmarried X-Ray and Nuclear Medicine technician and a married Doctor
3. A college student at the age of 19-21, 26-27 and again from 30-36 years of age
4. A single man for 42 years and a married man, with 3 step-sons, for over 17 years. (One who was killed in the war in Afghanistan.)
5. A man with perfect health for 58 years and an older man with prostate and lymphoma cancer, cardiomyopathy and neuropathy.
6. An Entrepreneur - the founder of Website5.com
7. An author of the 8 books on Website5.com
8. An inventor - US Patent #: 5685343
9. A pilot, skydiver, owner of 13 motorcycles etc.

Here are just ten groups of examples of Grandpa's advice:

1. The "Retail price" is just a price that is created to make the real price seem cheaper when they say 50% off of the "retail price". Car dealers say "$5,000 off the retail price" or "No interest for 5 years" or "Get our employee's discount" or $5,000.00 for your trade-in" and then they rotate the sales over and over. They know that, when people hear the word SALE, they think they are getting a really good deal so they create a RETAIL price and then they have a SALE and people "fall for it" over and over.
    
2. Your doctor may be in your "insurance network" and therefore your insurance will pay them but they may refer you to another doctor or for some lab tests or for chemo therapy and the place, where they referred you to, may not be in your "network". It's your job to make sure they are in your network - not your doctor's.
    
3. Your life should be like a date. To have an unforgettable date, you need to put a lot of effort into it. Imagine this... You find out her favorite food and restaurant. You ask when the music will be playing. You reserve a window seat at the exact time the sun will be setting etc. You present her with a bottle of her favorite perfume, just as you make a toast with her favorite wine. You have already told the violin player to play her favorite song during the toast. You would expect this date to be very pleasant so why is it that, when we plan our life, we just let things happen and we expect to end up with a great profession, a great salary and the perfect life? Your future is important so take the time to prepare for it!
    
4. Car advice. If your car stops instantly - it's probably electrical. Check the cables on your battery. If your car won't start, it is probably your battery or alternator but repair shops almost always sell you both but you can just buy the one that broke if you want. If you car heater blows cold air, check the radiator fluid! If your car is over heating and you want to drive it to a repair shop, turn the heater on high and that will pull heat from the engine. When you buy or sell a car, have a copy of the "Kelley Blue book" - it will tell you the true value of the vehicles. You can google: Kelley Blue book.
    
5. When you are young and healthy, buying 10 year "term life" insurance is very cheap because, if you don't die in the next ten years, the insurance company get to keep ALL of your money. On the other hand, if you buy the regular insurance, after several years, you don't have to pay anymore on it but you still are covered for life! Plus, in most cases, you can cash it in early for a smaller amount - can't do that with "Term Life" insurance. Ask a lot of questions!
    
6. If your house catches on fire and you have 3 minutes to get out, what should you do? You should plan ahead for this. Consider people and pets first. You may want to keep the "back up" to your computer by the door leading outside. (Keep one at work too.) Being greedy can cost you your life so be extra safe!
    
7. You should never make "knee-jerk" responses because they are mostly based on emotions but intelligent decisions are based on calm, logically made decisions. If you dislike someone, your knee-jerk reaction will usually be negative toward that person even if the logical answer is the opposite. It's easy to yell "That idiot pulled in front of me" but, when we think about it, haven't we ever done the same thing ... even once.
    
8. To be successful, you have to focus on your priorities. For example, if you want to finish your website but you always get tempted to watch TV, you must realize that next year, you won't be able to remember what TV shows you saw so they aren't important but your life may be affected negatively if your website isn't done.
    
9. I can assure you that there are thousands of things that I said that I regret but there are very few things that I never said, that I regret.
    
10. Word tips If salesman says "Is that ok? They probably added on an "option" and are pretending it is standard equipment or if they say "I'll be honest with you", something made them think of "honesty" and it may be a lie they are about to tell you. If you are selling something and the potential buyer say "Will you take less for it?" Say NO! (If they didn't want it, they wouldn't ask you that.) If they start to walk away, then you can accept less if you want to but, if they walk away really slowly, then the game gets interesting.
     
11. A truck driver told me that, if the temperature is app. 32 degrees and you are driving on the highway, and you want to know if there is ice on the highway, look at the back of the tires of the vehicle in front of you. If there is a spray coming off of the tires - no ice - but if there isn't any water spray - ice is present - so slow down. (Don't apply your brakes or you may cause a skid - just coast to a slower speed.)
     
12. House tips. If you move from job to job, it's hard to build equity in a house. Move to a city that is growing so your house appreciates in value. If you pick a town where, for example, General Motors is the only industry and the car industry goes "kaput", the value of your house "kaputs" also. Buy the least expensive house in a nice neighbor hood and let the other houses raise your houses value instead of the opposite. Besides, when you sell it, you'll have a lot of "lookers" because the address will attract them! Building a gorgeous home in an area that will continue to become more depressed, simply because it is close to the folks, may not be a great financial move. Two- story homes reduce the number of possible buyers because older people can't walk up the stairways. Money invested in a home may appreciate but money put into an expensive car will be in the junk-yard in 12 years.
     

OK Two more free ones!

• If the economy is in a recession, then your house probably isn't worth as much as it was last year so they shouldn't charge you as much for your property tax as they did last year. Call your auditor!
   
• When you buy gas, if you let your last number always end in the same number, for example "5", when you get your credit card statement, you'll be more sure the convenient store worker never used your credit card information to fill their gas tank.
   

You can "download" your copy of "Graduation Gift from Grandpa" to your computer and you won't have to pay any "Shipping and Handling" fees and you'll be able to read this book within the next 5 minutes!

If you would like to give the book as a gift, you can transfer it, from your computer, to a C/D or floppy disc and then present the C/D or floppy disc to them! You can also print the pages of the book, from your computer, if you want to hold the pages in your hand while you read it.

To purchase "Graduation Gift from Grandpa", simply click on the Pay Pal button below and follow the prompts!

During the payment process, on the page that begins with the words: "Thank you for your order", please left click on the link that says: Return to Carrick Incorporated